Explore savings, loan, investment, and commodity products currently available from Demo Microfinance. Product terms are shown clearly so members can choose what fits their needs.
Long-term daily, weekly, or monthly contribution savings, usually paid out at the end of the cycle with no interest or charges.
Group and cooperative savings with pooled contribution tracking.
Flexible savings account for deposits, withdrawals, statements, and balance tracking.
Group savings where members contribute regularly and one member receives the full pooled amount each cycle.
Goal-based savings for rent, school fees, business stock, equipment, or personal targets.
Daily, weekly, or monthly contribution savings with maturity tracking.
10 Weeks
Demo loan product for online testing.
Demo loan product for online testing.
Demo loan product for online testing.
Flexible credit for active members.
Investment product for members.
Member share capital or cooperative investment balance tracking.
Fixed deposit style investment for members who want a fixed rate for a selected period.
Fixed-term member investment with expected returns at maturity.
Profit-share investment for cooperative projects, asset purchases, or group business opportunities.
Member investment plan for a specific project, business goal, or future payout date.
Short-term low-risk investment product for members who want a fixed return over 91, 182, or 364 days.
| Product | Category | Key detail | Action |
|---|---|---|---|
| Contribution Savings | Savings | Contribution Savings | Open account |
| Cooperative Savings | Savings | Cooperative Savings | Open account |
| Regular Savings | Savings | Regular Savings | Open account |
| Rotational Savings | Savings | Rotational Savings | Open account |
| Target Savings | Savings | Target Savings | Open account |
| Thrift Savings (Esusu/Ajo) | Savings | Thrift Savings (Esusu/Ajo) | Open account |
| 10 Weeks | Loan | 20.00% Per period interest - Weekly | Apply |
| Demo Market Trader Loan | Loan | 4.50% Per term interest - Weekly | Apply |
| Demo Salary Loan | Loan | 3.00% Per term interest - Monthly | Apply |
| Demo SME Working Capital | Loan | 5.00% Per term interest - Monthly | Apply |
| salary earners loan | Loan | Negotiated terms | Apply |
| 24 ROI | Investment | 24.00% Per annum - Fixed return | Request |
| Cooperative Shares | Investment | 0.00% Per annum - Fixed return | Request |
| Fixed Deposit | Investment | 8.00% Per annum - Fixed return | Request |
| Fixed Investment | Investment | 10.00% Per annum - Fixed return | Request |
| Project Investment | Investment | 0.00% Per annum - Profit share | Request |
| Target Investment | Investment | 6.00% Per annum - Fixed return | Request |
| Treasury Bills | Investment | 12.00% Per annum - Fixed return | Request |
Open an account and manage savings, loans, investments, bills, receipts, and statements from one secure place.