Demo Microfinance gives members and staff a complete digital finance experience.
Our platform brings everyday financial operations into one organized system: account opening, savings, loans, investments, bills, wallets, receipts, alerts, and reporting.
One platform for savings, credit, investments, bills, and member records
View all servicesDigital onboarding
Members can open accounts, complete profiles, and access private self-service online.
Savings management
Support target savings, thrift, contribution, cooperative, and regular deposit records.
Loan operations
Handle loan products, requests, approval flow, repayment schedules, penalties, and receipts.
Investment tracking
Present investment plans, expected returns, maturity dates, and portfolio records.
Bills and wallet services
Enable airtime, data, electricity, cable TV, wallet movement, and payment receipts.
Reports and statements
Keep transaction history, balances, alerts, receipts, and business reports organized.
Start with digital onboarding
Members register online and get access to a private portal for profile, balances, requests, receipts, and company updates.
Open account
Use the right module
The company can run savings, loans, investments, bill payment, wallet services, alerts, and statements from one connected workspace.
See modules
Track everything clearly
Members and staff can follow transactions, schedules, receipts, balances, alerts, and reports without scattered manual records.
Member login
Built for real financial operations
Open your member account and access savings, loans, investments, bill payments, alerts, reports, and digital receipts from one secure place.
Open accountContribution Savings
Long-term daily, weekly, or monthly contribution savings, usually paid out at the end of the cycle with no interest or charges.
Contribution Savings - WeeklyCooperative Savings
Group and cooperative savings with pooled contribution tracking.
Cooperative Savings - MonthlyRegular Savings
Flexible savings account for deposits, withdrawals, statements, and balance tracking.
Regular SavingsRotational Savings
Group savings where members contribute regularly and one member receives the full pooled amount each cycle.
Rotational Savings - MonthlyTarget Savings
Goal-based savings for rent, school fees, business stock, equipment, or personal targets.
Target Savings - MonthlyThrift Savings (Esusu/Ajo)
Daily, weekly, or monthly contribution savings with maturity tracking.
Thrift Savings (Esusu/Ajo) - Daily10 Weeks
10 Weeks
20.00% Per period interest - WeeklyDemo Market Trader Loan
Demo loan product for online testing.
4.50% Per term interest - WeeklyDemo Salary Loan
Demo loan product for online testing.
3.00% Per term interest - MonthlyDemo SME Working Capital
Demo loan product for online testing.
5.00% Per term interest - Monthlysalary earners loan
Flexible credit for active members.
Negotiated terms24 ROI
Investment product for members.
24.00% Per annum - FixedCooperative Shares
Member share capital or cooperative investment balance tracking.
0.00% Per annum - FixedFixed Deposit
Fixed deposit style investment for members who want a fixed rate for a selected period.
8.00% Per annum - FixedFixed Investment
Fixed-term member investment with expected returns at maturity.
10.00% Per annum - FixedProject Investment
Profit-share investment for cooperative projects, asset purchases, or group business opportunities.
0.00% Per annum - Profit shareTarget Investment
Member investment plan for a specific project, business goal, or future payout date.
6.00% Per annum - FixedTreasury Bills
Short-term low-risk investment product for members who want a fixed return over 91, 182, or 364 days.
12.00% Per annum - FixedAirtime and data
Top up phones and buy supported data bundles from the member portal.
Mobile servicesElectricity payments
Pay supported meter and utility bills with clear confirmation records.
Utility paymentsCable TV and internet
Handle supported TV, internet, and service subscriptions where enabled.
Digital billsPayment receipts
Keep wallet activity, bill purchases, and confirmations easy to review.
Receipts| Product | Type | Key detail | Action |
|---|---|---|---|
| Contribution Savings | Savings | Contribution Savings | Open account |
| Cooperative Savings | Savings | Cooperative Savings | Open account |
| Regular Savings | Savings | Regular Savings | Open account |
| Rotational Savings | Savings | Rotational Savings | Open account |
| Target Savings | Savings | Target Savings | Open account |
| Thrift Savings (Esusu/Ajo) | Savings | Thrift Savings (Esusu/Ajo) | Open account |
| 10 Weeks | Loan | 20.00% Per period interest - Weekly | Apply |
| Demo Market Trader Loan | Loan | 4.50% Per term interest - Weekly | Apply |
| Demo Salary Loan | Loan | 3.00% Per term interest - Monthly | Apply |
| Demo SME Working Capital | Loan | 5.00% Per term interest - Monthly | Apply |
| salary earners loan | Loan | Negotiated terms | Apply |
| 24 ROI | Investment | 24.00% Per annum - Fixed | Request |
| Cooperative Shares | Investment | 0.00% Per annum - Fixed | Request |
| Fixed Deposit | Investment | 8.00% Per annum - Fixed | Request |
| Fixed Investment | Investment | 10.00% Per annum - Fixed | Request |
| Project Investment | Investment | 0.00% Per annum - Profit share | Request |
| Target Investment | Investment | 6.00% Per annum - Fixed | Request |
| Treasury Bills | Investment | 12.00% Per annum - Fixed | Request |
| Airtime and data | Payment | Mobile services | Open account |
| Electricity payments | Payment | Utility payments | Open account |
| Cable TV and internet | Payment | Digital bills | Open account |
| Payment receipts | Payment | Receipts | Open account |
A modern software experience for members and teams
Ready to use the digital member portal?
Open an account and manage savings, loans, investments, bills, receipts, and statements from one secure place.