BancPay is the digital financial platform that powers Bancrux Multipurpose Cooperative Society Ltd
Bancrux Multipurpose Cooperative Society Ltd. (BMCS), licensed by the Director of Cooperatives, FCT Abuja, is a forward-looking financial cooperative dedicated to empowering individuals and businesses through innovative savings, affordable credit, digital services, and investment solutions.
Join a savings group
Register and connect your profile to the right cooperative, market, or thrift group.
Follow contributions
See daily, weekly, or monthly schedules and know exactly what is expected.
Keep digital receipts
Every contribution and payout movement can be recorded with a clear receipt trail.
Manage member groups
Keep cooperative members, circles, meetings, and contribution batches organized.
Receive reminders
Stay updated on dues, meetings, missed payments, and important announcements.
Share yearly progress
Track completed plans, payouts, and profit-sharing records when enabled.
Shop easily. Pay your way.
Browse our products, pay with Wallet, or buy on Credit.
Browse products
See available items and order from anywhere.
Pay with Wallet
Pay directly from your member Wallet where available.
Buy on Credit
Choose Credit at checkout and complete your order with ease.
Register as a member
Open your profile online and connect to the right group, plan, branch, or contribution schedule.
Open account
Contribute steadily
Follow your daily, weekly, or monthly contribution plan and keep each receipt in your member portal.
View products
Collect when the plan matures
At maturity, members can see what is completed, what has been paid, and what remains outstanding.
Contact us
Built for contribution circles and cooperative leaders
Give leaders a cleaner way to manage members, collections, reminders, meetings, payouts, and reports while members keep access to their own records.
Join nowContribution Savings
Long-term daily, weekly, or monthly contribution savings, usually paid out at the end of the cycle with no interest or charges.
Contribution Savings - WeeklyCooperative Savings
Group and cooperative savings with pooled contribution tracking.
Cooperative Savings - MonthlyRegular Savings
Flexible savings account for deposits, withdrawals, statements, and balance tracking.
Regular SavingsRotational Savings
Group savings where members contribute regularly and one member receives the full pooled amount each cycle.
Rotational Savings - MonthlyTarget Savings
Goal-based savings for rent, school fees, business stock, equipment, or personal targets.
Target Savings - MonthlyThrift Savings (Esusu/Ajo)
Daily, weekly, or monthly contribution savings with maturity tracking.
Thrift Savings (Esusu/Ajo) - Daily| Product | Type | Key detail | Action |
|---|---|---|---|
| Contribution Savings | Savings | Contribution Savings | Open account |
| Cooperative Savings | Savings | Cooperative Savings | Open account |
| Regular Savings | Savings | Regular Savings | Open account |
| Rotational Savings | Savings | Rotational Savings | Open account |
| Target Savings | Savings | Target Savings | Open account |
| Thrift Savings (Esusu/Ajo) | Savings | Thrift Savings (Esusu/Ajo) | Open account |
Stories from people saving together
Ready to join Bancrux Multipurpose Cooperative Society?
Open your member account and start tracking contribution, receipts, and payout progress online.